The need to maintain your visual health is recognized by most health insurance plans, as they now incorporate vision benefits too. Most of them, however, are not as comprehensive as medical coverage. To make sure you get the most out of your money, make sure you fully comprehend the benefits they offer.
For further understanding of how vision insurance plans work, Alderwood Optical and Canyon Park Vision Clinic shares the things that should be included:
1. Basic Eye Care Services
According to our reliable eye doctor in Redmond, WA, there are two general types of vision insurance plans. The vision benefits package, usually provided by your employer, includes a pre-selected set of benefits. This mostly covers basic eye care services, such as regular eye exams, assessment procedures, and corrective eyewear.
On the other hand, the vision discount plans make use of the maximum reimbursable charge scheme. This means that your plan offers a fixed discount for most eye care services from participating providers. This may include visual tests, eyewear, and even surgeries. If the service costs more than the fixed discount, you may have to pay for the difference.
2. Eye Emergencies and Other Preferred Eye Services
Redmond, WA, eye doctor recommends paying attention to your vision insurance details. Familiarize yourself with what are covered and what are not in order to optimize the benefits they offer. This is especially important if you have more than one vision plan.
Eye emergencies are generally covered. If your traditional coverage already includes basic and emergency services, you may have elective eye benefits, like cosmetic procedures, in your secondary plan.
3. Timeline of Your Benefits
Other than the benefits, you must take note of the inclusive time you can enjoy make use of them. For the most part, they expire after a year and renew automatically by the start of a new year or a year from the exact date you purchased them.
Your benefits and deposited money are generally not transferred to the succeeding year. That’s why our reliable eye doctor in Kirkland, WA, suggests maximizing these benefits before their expiration. This can also motivate you to keep regular eye checkups.
Vision Plans We Accept
For better visual health, we have partnered with various health insurance plans, such as First Choice, Uniform Medical, EyeMed, VSP, and Northwest Benefit Network. We are also in-network with Cigna, Aetna, United Health, and Medicaid. We also participate with Regence, Blue Cross/Blue Shield, and Premera.
We are affiliated with other vision insurance plans. If your plan was not mentioned, you can call us at (425) 771-8472 (Alderwood Optical) or (425) 485-0430 (Canyon Park Vision Clinic) to confirm our participation with them. You can also send us a message to schedule an appointment.